Articles

Salvador Bernardo

Salvador Bernardo is a credit and debt writer at FixMyCredit.ca who covers credit scores, rebuilding credit, and disputing report errors for Canadians. He focuses on practical, judgment-free steps readers can act on to improve their credit over time.

Consumer proposal vs bankruptcy consultation in Canada

Consumer Proposal vs Bankruptcy: What Happens to Your Credit?

June 8, 2026

By Salvador Bernardo, Credit Specialist at FixMyCredit.ca · Published June 8, 2026 · Last updated June 11, 2026 Choosing a consumer proposal vs bankruptcy comes